About this projection
Returns are assumed to be steady each year. Real markets go up and down, so treat the result as an estimate, not a promise.
Frequently asked questions
What return should I expect?
Broad stock market index funds have historically returned around 7–10% a year before inflation, but past results do not guarantee future returns.
Should I include inflation?
To see the result in today's money, use a return net of inflation (for example 7% − 3% = 4%).