Financial calculators
99 free tools. Mortgages, loans, investing, retirement, tax and everyday money maths.
Mortgage & home
ARM vs Fixed CalculatorFree ARM vs Fixed Mortgage Calculator.Down Payment CalculatorCalculate required down payment, compare loan options, and create a savings plan for your home purchase.FHA Loan CalculatorCalculate FHA mortgage payments including upfront and annual mortgage insurance premiums.House Affordability CalculatorCalculate how much house you can afford based on income, debt, and down payment using the 28/36 rule.Investment Property CalculatorAnalyze rental property investments with cap rate, cash-on-cash return, ROI, and cash flow calculations.Land Loan CalculatorCalculate land loan payments for raw land, improved lots, and agricultural property.Mortgage CalculatorFree mortgage calculator with amortization schedule.Mortgage Calculator AdvancedCalculate monthly payments with interactive charts, detailed amortization schedule, and payment breakdown.Mortgage Payoff CalculatorCalculate how much faster you can pay off your mortgage with extra payments.Property Tax CalculatorCalculate annual property taxes based on home value, tax rates, and exemptions.Refinance CalculatorCalculate if refinancing your mortgage is worth it.Rent CalculatorDetermine recommended rent for rental properties.Rent vs Buy CalculatorCompare the financial impact of renting vs buying a home.Rental Property CalculatorRental Property Calculator at Calculator Hub.Take Home Paycheck CalculatorFree Take-Home Pay Calculator - Calculate your net paycheck after federal, state, and FICA taxes.VA Loan CalculatorFree VA Loan Calculator with funding fee calculator.VA Mortgage CalculatorVA Mortgage Calculator - Calculate VA loan payments with funding fee and benefits for veterans and military personnel.
Loans & debt
Amortization CalculatorCalculate your loan payment schedule with detailed principal and interest breakdown.APR CalculatorCalculate Annual Percentage Rate for loans and credit cards.Auto Lease CalculatorCalculate monthly car lease payments.Auto Loan Advanced CalculatorCalculate car loan payments with trade-in, down payment, sales tax, and detailed amortization schedule.Auto Loan CalculatorFree auto loan calculator with amortization schedule.Business Loan CalculatorCalculate business loan payments with ROI analysis.Car Affordability CalculatorFree car affordability calculator with 20/4/10 rule checker.Car Depreciation CalculatorFree car depreciation calculator.Car Payment CalculatorCalculate monthly car payments, total loan cost, and see payment breakdown with taxes and fees.Credit Card CalculatorCalculate monthly payments, interest charges, and payoff time for your credit card balance.Credit Card Payoff CalculatorCalculate how long it will take to pay off credit card debt and total interest costs.Debt Payoff CalculatorCreate a debt payoff plan using snowball or avalanche method.Debt To Income Ratio CalculatorFree Debt-to-Income Ratio Calculator - Calculate your DTI ratio for mortgage and loan applications.DTI CalculatorCalculate your debt-to-income ratio for mortgage and loan qualification.Lease CalculatorCalculate monthly car lease payments with MSRP, residual value, money factor, and lease term.Lease vs Buy CalculatorCompare the true costs of leasing vs buying a car.Loan CalculatorFree loan calculator with amortization schedule.Personal Loan CalculatorCalculate monthly payments for personal loans with detailed amortization schedule.Student Loan CalculatorCalculate student loan payments with multiple repayment plans.
Investing & savings
Annuity CalculatorCalculate annuity payments, future value, and retirement income.Annuity Payout CalculatorCalculate monthly annuity payments based on lump sum, interest rate, and payout period.APY CalculatorCalculate Annual Percentage Yield, compare interest rates, and see compound interest effects.Asset Allocation CalculatorCalculate optimal asset allocation based on age, risk tolerance, and investment goals.Average Return CalculatorCalculate average return on investment (ROI), CAGR, and annualized returns.Bond CalculatorCalculate bond yields, yield to maturity (YTM), current yield, bond value, and payment schedules.CAGR CalculatorCalculate CAGR (Compound Annual Growth Rate) for investments.Cash Back Or Low Interest CalculatorCompare dealer cash back rebate vs low interest rate financing.CD CalculatorCalculate Certificate of Deposit (CD) earnings with APY.Compound Interest CalculatorCalculate compound interest with regular contributions.DCA CalculatorCalculate Dollar Cost Averaging returns.Dividend CalculatorCalculate dividend income, yield, and DRIP returns.ETF CalculatorCalculate ETF investment returns, compare expense ratios, analyze dividend reinvestment, and compare multiple ETFs side by side.Future Value CalculatorCalculate FV of investments with compound interest.Interest CalculatorCalculate simple and compound interest on your investments or loans.Interest Rate CalculatorCalculate the interest rate for loans and investments.Investment CalculatorFree investment calculator with compound interest.IRR CalculatorCalculate Internal Rate of Return and Net Present Value for investment projects.Present Value CalculatorCalculate PV of future cash flows, annuities, and perpetuities.ROI CalculatorCalculate Return on Investment for any investment.Savings CalculatorCalculate savings growth with regular deposits and compound interest.Simple Interest CalculatorCalculate simple interest on loans or investments.Stock CalculatorCalculate stock investment returns, profit/loss, ROI, and analyze your portfolio performance with tax considerations.Stock Profit CalculatorCalculate stock trading profit/loss, ROI, break-even price, and capital gains taxes with detailed analysis.Tax Return CalculatorEstimate your federal tax refund or amount owed with accurate tax brackets, deductions, and credits.
Retirement
401(k) CalculatorCalculate your retirement savings with employer matching, contributions, and investment growth projections.401(k) Save Max CalculatorCalculate how much to contribute per paycheck to maximize your 401(k) and hit annual IRS contribution limits with employer matching.Early Retirement CalculatorCalculate when you can retire early using the FIRE method with detailed savings and withdrawal projections.IRA CalculatorCalculate Traditional IRA growth, contributions, and tax savings.Pension CalculatorCalculate your pension benefits from defined benefit plans.Retirement CalculatorFree retirement calculator to plan your retirement savings.Retirement Withdrawal CalculatorCalculate sustainable withdrawal rates using the 4% rule and other strategies.Roth IRA CalculatorCalculate your Roth IRA growth, tax-free retirement savings, and see how much you'll have at retirement with our comprehensive calculator.Social Security CalculatorEstimate your retirement benefits, compare claiming ages, and find your optimal strategy to maximize lifetime benefits.
Tax & income
Bonus Tax CalculatorCalculate tax withholding on bonuses and supplemental income using IRS Percentage Method (22%) or Aggregate Method.Capital Gains Tax CalculatorFree capital gains tax calculator for 2024.Commission CalculatorCalculate sales commissions with multiple structures including flat rate, tiered, base salary plus commission, and gross margin based calculations.Estate Tax CalculatorCalculate federal estate tax liability with 2024 exemption amounts and tax rates.Hourly To Salary CalculatorConvert hourly wage to annual salary with detailed overtime calculations.Income Tax CalculatorCalculate federal and state income taxes with 2024 tax brackets.Marriage Tax CalculatorCalculate marriage tax penalty or bonus.Paycheck CalculatorCalculate your net pay after federal tax, state tax, FICA, and deductions.Salary CalculatorConvert between hourly, weekly, monthly, and annual salary.Sales Tax CalculatorCalculate sales tax on purchases, find pre-tax prices, and compare tax rates by state with our comprehensive calculator.Self Employment Tax CalculatorFree Self-Employment Tax Calculator 2024 - Calculate SE tax, Social Security, Medicare, QBI deduction, and quarterly estimated payments for freelancers and contractors.Tax CalculatorCalculate federal and state income taxes with detailed breakdown.
Business & everyday
Break Even CalculatorFree Break-Even Calculator - Calculate break-even point in units and revenue.Budget CalculatorCreate and manage your personal or household monthly budget.Cap Rate CalculatorCalculate capitalization rate (cap rate) for real estate investments.Capital Gains CalculatorCalculate capital gains tax on your investments.Currency ConverterConvert between major world currencies with real-time exchange rates.Depreciation CalculatorCalculate asset depreciation using straight-line, declining balance, double declining, and sum-of-years-digits methods.Discount CalculatorCalculate sale prices, discount percentages, and savings.Emergency Fund CalculatorDetermine recommended emergency fund size and create a savings plan.Finance CalculatorAll-in-one tool for loan payments, savings goals, investment returns, and retirement planning.Inflation CalculatorCalculate the impact of inflation on purchasing power over time.Margin CalculatorCalculate profit margin, markup, selling price, and cost.Mutual Fund CalculatorCalculate fund returns including load fees, expense ratios, and SIP investments.Payback Period CalculatorCalculate simple and discounted payback periods for investments.Portfolio CalculatorCalculate portfolio returns, diversification, and risk metrics.Profit Margin CalculatorCalculate gross profit margin, net profit margin, and operating profit margin.Real Estate CalculatorCalculate ROI, cap rate, cash flow, and property analysis for investment properties.Rmd CalculatorCalculate Required Minimum Distributions from retirement accounts.