Terms of Service

1. Acceptance of Terms

By accessing and using Calculator Hub ("the Service"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms of Service, please do not use the Service.

These terms apply to all visitors, users, and others who access or use the Service. Your continued use of the Service constitutes your acceptance of any changes to these terms.

2. Use License

Permission is granted to temporarily access and use the calculators on Calculator Hub for personal, non-commercial purposes. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to decompile or reverse engineer any software contained on Calculator Hub
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Calculator Hub at any time.

3. Disclaimer of Warranties

The materials and calculators on Calculator Hub are provided on an "as is" basis. Calculator Hub makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Calculator Hub does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations of Liability

In no event shall Calculator Hub or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Calculator Hub, even if Calculator Hub or a Calculator Hub authorized representative has been notified orally or in writing of the possibility of such damage.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy of Calculations

While we strive to provide accurate calculators using proven formulas and algorithms, Calculator Hub does not guarantee the accuracy, completeness, or reliability of any calculation results. All calculations are provided for informational and educational purposes only.

You should not rely solely on the results from our calculators for making important financial, health, or other significant decisions. Always consult with qualified professionals (financial advisors, healthcare providers, etc.) before making decisions based on calculator results.

Calculator Hub is not responsible for any errors, omissions, or inaccuracies in the calculation results, or for any actions taken based on the information provided by our calculators.

6. User Responsibilities

As a user of Calculator Hub, you agree to:

• Provide accurate input data when using calculators
• Use the Service only for lawful purposes and in accordance with these Terms
• Not use the Service in any way that could damage, disable, overburden, or impair the Service
• Not attempt to gain unauthorized access to any portion of the Service
• Not use any automated system or software to extract data from the Service for commercial purposes
• Verify calculation results independently when making important decisions

7. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Calculator Hub and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Calculator Hub. All calculator designs, formulas, and implementations are proprietary to Calculator Hub.

8. Links to Third-Party Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Calculator Hub. Calculator Hub has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Calculator Hub shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

9. Modifications to Terms

Calculator Hub reserves the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

It is your responsibility to review these Terms periodically for changes. The "Last Updated" date at the top of this page indicates when these Terms were last revised.

10. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

12. Indemnification

You agree to defend, indemnify, and hold harmless Calculator Hub and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of:

• Your use and access of the Service
• Your violation of any term of these Terms
• Your violation of any third-party right, including without limitation any copyright, property, or privacy right
• Any claim that your use of the Service caused damage to a third party

13. Contact Information

If you have any questions about these Terms of Service, please contact us:

• By visiting the Contact page on our website
• Website: Calculator Hub
• Developer: Abhishek Mishra

14. Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and Calculator Hub regarding the use of the Service, superseding any prior agreements between you and Calculator Hub relating to your use of the Service.